No matter how you arrived at this point it is an indication that you are looking for a solution to a challenge you and or your partner perceive is present or going to happen in the future.
The challenges you are having generally boil down to the same questions in some shape or another.
You have two choices. Do something or do nothing. We are not here to tell you one way or the other that you must take a course of action. But as glib as it sounds you know that what you do now will influence how you and your loved ones will live their life in the future. Our role is to give you choices and to outline the alternatives to those choices and then we ask, “where would you like to go from here”? The choice is always yours.