Muhu & Harini

Their Words

“It went really well. One Saturday we inspected five apartments and our home was one of them. We’re just 50 metres from the shopping centre... A couple of months after my first phone call, I had the keys in my hand. Not only did AffordAssist help us realise that we could actually afford to buy our home now, they assessed our finances to explain to us the amount that was wise to spend.”

Their Story

Married in India, Muhu moved to Australia in 2008 and his wife Harini followed six years later. Employed as a factory worker and a dental assistant respectively, the couple were renting an apartment in Westmead when they started researching their options on how they could buy their first home in the future. But with limited savings at the time, they weren’t planning to buy for a long time. While online, Muhu came across the AffordAssist website and did not hesitate to call, curious to learn more about the program.

AffordAssist assessed Muhu & Harini’s financial position and helped them understand their budget. With a budget of $530,000, AffordAssist arranged inspections of apartments that met their lifestyle needs and were in their Buying Range. Next, AffordAssist’s solicitors arranged an agreement with both parties – Muhu/Harini and The Seller – where the deposit of $5,000 was transferred into a trust account, and the balance of the deposit would be repayed in five years. Finally, AffordAssist took this agreement to The Lender and secured a home loan – just three weeks after they had chosen their property.

May 2018

Called AffordAssist

May 2018

Assessed & Qualified for AffordAssist Program

May 2018

Finalised Property

June 2018

Approved For Home Loan

June 2018

Settled & Received Keys

Their Fast Track

With Deposit Savings of $5,000, Muhu & Harini entered the home market 48 months earlier than their original plan. This has saved them up to $96,000 in Rental Payments and has set them on the Fast-Track for Potential Future Wealth.

Deposit Needed

3 Bedroom Apartment purchased for $530,000

Time Saved (months)

Original plan was to save 10% deposit. While paying rent, it would have taken 48 months to save the balance of the $53,000

Rental Payments Saved

Based on monthly rent of $2000

Potential Future Wealth

Growth estimates are based on a compound rate of 3%

*A word of caution: Future predictions cannot be determined by past performance, for any asset class.

We urge you to always do your own research before you make any financial decisions.

Free Event

Want to learn more about AffordAssist? We can notify you about our next FREE Information Session.

Subscribe To Our Weekly Newsletter

Get property news every week, right in your inbox!


AffordAssist is an affordable housing program specifically designed to meet the needs of first-home buyers. It is a corporate solution offered alongside government initiatives with a single purpose to increase first-home ownership in Australia.

Talk To Us

Scroll to Top