Buyer’s Agent Service
Buy an established or new property almost anywhere in Australia with as little as 1% cash upfront. Defer and pay the balance of the deposit interest-free, with the support of an AffordAssist-approved agent or Property Procurement Manager.
Engage AffordAssist — Remove the Limits on Your Buying Power
A Strategic Advantage
AffordAssist holds the view that every sale should ideally involve a buyer’s advocate, such as an approved agent or property procurement manager, to ensure buyers are fully supported and protected.
UNLIMITED PROPERTY OPTIONS
AffordAssist can help buyers explore unlimited options across property preferences—such as purchasing with as little as 1% cash upfront, location, budget, number of bedrooms, size, monthly payments, or other considerations. Having a dedicated advocate on your side, aligned with your goals, can deliver significantly greater value and better outcomes for buyers. For more context, read the article Advocates Hold the Power.
YOUR Service Options
Buying an Established Home
AffordAssist approved Buyer’s Agent.
Fee payable by buyer. Two services to select from:
- DIY+AffordAssist Service $5,990 +GST
- Full Buyer’s Agent Service $11,000 +GST
Flat fee regardless of the property selling price. Includes the AffordAssist Retainer Fee, the AffordAssist Deferred Deposit Agreement (DDA), and the Deposit Certificate—regardless of whether they’re required for the sale/ settlement.
Retainer fee to start the service $3,000 +GST
For clarity the retainer fee may be refundable under certain outcomes. Contact AffordAssist for more information.
Limited by vendors willing to accepting AffordAssist Deferred Deposit Solution as part of the sale.
Unlimited – national listings, almost anywhere in Australia.
Unlimited
Unlimited
Unlimited
In most cases, there are significant differences. A must-do exercise, compare how much can be saved.
Example 1: Blacktown 2 bed apartment around $450,000. Thus, save $150,000 in mortgage repayments.
Example 2: A 3 bed house, 500m2 land, in regional NSW can be as low as $250,000.
Not applicable on established properties.
Known at the time of the sale.
Known at the time of the sale.
Known. Typically within 42 days. In some cases maybe less and or varied
Buying a New Home
AffordAssist approved Agent or Developer.
Fee-free service. Potentially in most cases the AffordAssist fee is payable by the listing agent or developer. Known when property is being shortlisted.
Not applicable.
Limited by developers and agents willing to accepting AffordAssist deferred deposit solution as part of the sale or settlement.
Limited.
Limited by property type, i.e. houses, townhomes, duplexes, apartments or house and land.
Limited. In most cases, the property is being offered for sale off-the-plan, thus there are a number of variables to consider.
Limited. In most cases, the property selling price cost more than established.
Example 1: Blacktown 2 bed apartment, around $600,000
Example 2: 1 bed apartment NSW can be around $500,000
Applicable. Depending on Government criteria, varies across Australia. Potential, NSW example $10,000 for first-home owner, new property under $600k.
Unknown. In some cases property valuation may be less that selling price, a variable to consider.
Unknown. Assessment.
Unknown. Estimated completion of construction date, and occupation certificate.
A Proven Process
A home loan approval doesn’t automatically come with real estate industry knowledge—knowledge that is essential for considering all options and risks.
That’s why having a suitably qualified professional on your side is critical—someone who can provide timely industry knowledge and guidance, and looks out for your best interests throughout the entire process: research, shortlisting, offer preparation, negotiation, settlement, and sometimes even beyond.
Your AffordAssist approved agent or property procurement manager can help you to:
- Create a short list of properties that fit within your budget
- Prepare for property inspections
- Engage with agents and property sellers
- Most importantly, liaise with agents, builders, developers, solicitors or conveyancers, and, where appropriate, the property sellers to clearly explain the financing, legal, and procedural aspects of a Deferred Deposit Property Sale, and assist in preparing formal offers.
Whether you decide to buy an established or new home AffordAssist can support you throughout the process.
AffordAssist help with the first home buyer deposit. Replace the need for the typical cash deposit with our innovative deferred deposit solution. AffordAssist is your new way to buy your first home today, defer and pay the deposit later.