AffordAssist is an Interest-Free Deferred Deposit Solution
A Smarter Alternative to Cash Deposits
AffordAssist delivers housing affordability through social enterprise. It is a mission-driven, innovative home-loan and property-deposit solution that rethinks what a deposit can be. A new structure—something truly good for the next generation of home buyers.
AffordAssist stands as one of the most innovative housing-affordability solutions developed in the past 60 years.
Borrow Less. Pair a home loan with AffordAssist to reduce the amount borrowed, lower interest costs, and save thousands over time through a first-of-its-kind flexible deposit-structuring solution.
Buy Sooner. Buyers can contribute as little as $1,000 upfront toward their deposit and defer the remaining balance interest-free, typically over 60 months, while retaining 100% ownership from day one. AffordAssist also guides the property sales and settlement process, clearly explaining the deposit structure to sellers.
It’s that simple.
Buy Sooner. Borrow Less. Defer the Deposit. Interest-Free.
Eligible buyers may start with as little as $1,000 upfront
- Defer 13% of the purchase price*
- The remaining balance is a 1st Mortgage Home Loan paired with AffordAssist
*Example only. The deferred amounts and terms are flexible, can range up to 18% of the purchase price, with payment terms between 60 and 120 months. Always interest-free.
Sell
What is the market asking for at the moment? Maybe it is not about more effort, more incentives, more commissions, more rebates, price reductions, or interest rates.
… maybe, it is also about the deposit the buyer needs to secure a loan.
AffordAssist believes it is not just the ‘Bank of Mum and Dad’, the lender, or the government’s responsibility to resolve the deposit shortfall. This is a strong but fair comment.
AffordAssist delivers an innovative Interest-Free Deferred Deposit Solution that rethinks what a deposit can be — delivering housing affordability through social enterprise.
Sell your property with AffordAssist. By doing so, you not only enable a quicker sale—or provide a lifeline for existing contracts struggling to settle—but also become part of a Social Enterprise model that helps the next generation into homeownership.
Service + Product
AffordAssist can help:
1) secure a home loan, up to 90% LVR include the AffordAssist Deposit Certificate (may vary up to 15% and include LMI); and
2) buy an established, re-sale, new or off-the-plan residential property almost anywhere in Australia.
AffordAssist has a panel of Approved professionals including Mortgage Brokers and Buyer’s Agents.
Product
AffordAssist works with banks, lenders, mortgage managers, mortgage brokers, property developers, builders, property sellers, project marketers, agents, registered charities and consultants offering the AffordAssist INTEREST FREE Deferred Deposit Solution. Product includes the Deferred Deposit Agreement (DDA) and Deposit Certificate to secure a home loan, buy a property and help settlement.
AffordAssist help with the first home buyer deposit. Replace the need for the typical cash deposit with our innovative deferred deposit solution. AffordAssist is your new way to buy your first home today, defer and pay the deposit later.
Talk To Us