The great Australian dream of buying your home, is now possible, for everyone.
…how? By providing a solution for the biggest barrier to getting a loan and property. The deposit. Solved.
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AffordAssist help with the deposit
Inflation, home rentals and real estate values are increasing at a greater rate than household incomes. Making saving for a deposit increasingly more difficult, even impossible.
Our economy has shifted, possibly neglecting the key civil and fundamental right. Putting at risk the dream of owning a home, impacting on our social-fabric and economy.
Considering such market conditions: More than ever home buyers need a solution like AffordAssist to get into home ownership.
The AffordAssist help with the deposit is life changing.
AffordAssist: Interest-Free Deferred Deposit Solution
AffordAssist is one of the most innovative combination home loan and property deposit solutions to emerge in decades. An Australian first. Secure a home loan with as little as 1% cash. Buy a property from a willing property seller with an initial part-deposit, defer and pay the balance of the deposit typically within 60-months. INTEREST FREE. 100% Title Ownership.
A Home Loan with an AffordAssist Deferred Deposit Solution can reduce mortgage stress by reducing the loan amount and thousands on interest payments.
defer / verb
put off (an action or event) to a later time; postpone.
Put simply, AffordAssist replaces the need for the full cash deposit. Buy your home today, defer and pay the deposit without interest later.
How AffordAssist Makes It Possible
AffordAssist offers an innovative property-deposit and loan-deposit solution for buyers wanting to enter the market today.
AffordAssist Manages Risk
An AffordAssist Deferred Deposit Home Loan is very likely to yield less risk. Because…
Under a sales model outcomes may be driven by having to say and do anything, AffordAssist is NOT sales focused:
- This avoids a potentially devastating outcome and possible financial ruin
AffordAssist is eligibility focused and features:
- A proven governance process
- Customer Care and Approved Professionals that adhere towards a core fundamental service attitude
- A proprietary Deferred Deposit Agreement (DDA) that offers potential term flexibility
- The Stakeholders Fund
- An entirely different outcome for all stakeholders
It is with these core fundamentals that the programs service and AffordAssist Conditional Approval are provided.
AffordAssist IS NOT
- A rent-to-own model
- A SMSF purchase model
- Vendor Finance or a loan agreement
- For applicants on social incomes or bad credit record
- A lender or mortgage broker
- A property developer or builder
100%
Title Ownership
Am I Eligible?
The AffordAssist Interest-Free Deferred Deposit Solution offers three (3) smarter, more flexible deposit pathways to home or investment ownership.
Option 1: You have income but not the full-cash deposit.
Option 2: You have the full-cash deposit — Cash is king, and you may want to keep some. Receive two approval options.
Option 3: Struggling to settle on a property — Can’t bridge the gap. Consider the AffordAssist Deposit Certificate solution.
What you have now maybe enough. Secure a loan and purchased with less than 1% cash deposit.
Approved Properties
AffordAssist is designed to include all residential property types. Off the plan, brand-new or previously lived-in. Select from the AffordAssist approved properties list. The fee for this comprehensive service is generally paid by the property seller.
Where the current list of AffordAssist approved properties does not meet with your present needs, may we suggest that you continue pursuing your dream of home ownership via:
- AffordAssist Buyer’s Agent. The option to engage an AffordAssist approved buyers agent to work with you to source a suitable property, for a prepaid flat fee.
- DIY. You will find your own property. AffordAssist team member will offer free phone assistance.
Does Your Situation Sound Like Any Of These?
You want to break free from renting and own your own home. You have some savings and want to select a property from the AffordAssist approved list
You have found (DIY) your dream home, one that perfectly suits your lifestyle and budget. You are only part way to saving your deposit amount and the property sellers has agreed to AffordAssist the balance.
You saved your deposit, chose your home and were on track to settle, until the bank undervalued the property. Now you need to cover the shortfall or risk losing your deposit, and time is running out.
If any of these three scenarios sounds like your situation, please contact us
Try Our Calculators To See Your Incredible Savings and how affordable your first home could be:
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AffordAssist help with the first home buyer deposit. Replace the need for the typical cash deposit with our innovative deferred deposit solution. AffordAssist is your new way to buy your first home today, defer and pay the deposit later.