Defer The Deposit. Buy Today.

Our Eligibility Process

  1. Eligibility to secure a home loan is based on compliance with the lender’s usual criteria, including annual income and outgoings including payments under the Deferred Deposit Agreement (DDA). A copy of the estimates; including maximum property purchase price, loan LVR amount and the Deferred Deposit amount needed, must also be provided to AffordAssist;
    • What you have now maybe enough. Real scenarios of Buyers with less than 1% cash deposit have been approved, secured a loan and purchased their own home, Examples:
      • Scenario-1 $1,000 (Single Mum)
      • Scenario-2 $1,650 (Family with two children)
      • Scenario-3 $5,000 (Single)
  2. AffordAssist collates the information including the AffordAssist forms and determine your eligibility for the AffordAssist Deferred Deposit Agreement (DDA); and
  3. It is essential you work with professionals who understand the AffordAssist product/ process and Deferred Deposit Agreement (DDA) to ensure your successful property purchase. Approved professionals includes: lenders, mortgage brokers, developers, property consultants and agents.

Both forms must to be completed. Where partners are buying a property the forms are to be completed accordingly. A Customer Care team member will give you a call to help.

Apply when you are ready to Change Your Life.

Pre-Qualification Form

The intention of this form is to gain an initial understanding of your financial circumstances (and if applicable that of your property purchase partner) and to determine in the first-part whether you are eligible to be referred on to an AffordAssist approved mortgage broker. That being the case, the AffordAssist approved lender/ mortgage brokers will then be able to provide you with a personalised and timely service.

Fast-Track Readiness Form

The intention of this form is to tell us more about you and how committed you are to owning your own home. As part of our governance process, this form may be shared with the property sellers to help us provide you with the property-deposit solution. And, whether The Fast-Track; ie your readiness to buy now is applicable to you. If so, AffordAssist will be able to extend relevant timely service.


AffordAssist help with the first home buyer deposit. Replace the need for the typical cash deposit with our innovative deferred deposit solution. AffordAssist is your new way to buy your first home today, defer and pay the deposit later.

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AffordAssist is an affordable housing program specifically designed to meet the needs of first-home buyers. It is a corporate solution offered alongside government initiatives with a single purpose to increase first-home ownership in Australia.

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