Dear All,
Landlords represent around one-third of Australian households, taking significant financial pressure off government and other housing providers.
Rental income may be strong. Equity may exist. Servicing may stack up — yet hundreds of thousands of dollars can remain tied up in deposits.
From time to time, discussions around changes to property investment arise that may cause landlords to exit the market. When this happens, pressure can quickly shift back to government to fill the supply gap — an outcome that benefits no one.
This is where AffordAssist can support landlords, encouraging continued investment and financially viable portfolio growth.
Cash Matters
Traditional investment purchases require landlords to save or extract a full cash deposit, or access equity from other properties, which can add risk.
Cash is king — and you may want to keep some for flexibility and growth.
It’s that simple.
AffordAssist is an Interest-Free Deferred Deposit Solution. A Smarter Alternative to Cash Deposits. A new structure—something truly good for the next generation of home buyers.
Buy Sooner. Borrow Less. Defer the Deposit. Interest-Free.
Eligible buyers may start with as little as $1,000 upfront
- Defer 13% of the purchase price*
- The remaining balance is a 1st Mortgage Home Loan paired with AffordAssist
*Example only. The deferred amounts and terms are flexible, can range up to 18% of the purchase price, with payment terms between 60 and 120 months. Always interest-free.
In short: landlords can buy now, pay later, keeping capital free for growth or diversification.
What’s Not Required
One of the most powerful aspects of the AffordAssist structure is what it removes:
- No established savings history required
- No rental history required
- No guarantor needed
- No reliance on the “Bank of Mum and Dad”
- No need for shared-equity arrangements
- No need for SMSF-based property strategies
- No need to take on unsustainably high LVR structures
- No need to wait years to build a traditional deposit
A Smarter Way to Build a Financially Viable Portfolio
With willing sellers, investment-ready properties, and an interest-free deferred deposit, landlords can focus on building their portfolio — rather than how quickly a deposit can be saved.
AffordAssist offers a practical, repeatable pathway to the next investment.
Regards
AA
B2B – AffordAssist facilitates and oversees the governance process. Are you a mortgage broker, lender, developer, real estate agent, affordable housing advocate, or housing minister? We welcome your collaboration. Join us in our mission to expand access to home ownership. Together, we can make a lasting impact.
#PropertyManagement #LandlordSolutions #SmartPropertyInvesting #RealEstateFinance