Dear All, Landlords represent around one-third of Australian households, taking significant financial pressure off government and other housing providers. Rental income may be strong. Equity may exist. Servicing may stack up — yet hundreds of thousands of dollars can remain tied up in deposits. From time to time, discussions around changes to property investment arise […]
Dear All, For many borrowers, the search begins — and ends — with one question: “What’s the lowest interest rate I can get?” But there’s a deeper question that borrowers, brokers, accountants, and financial planners should ask: “What if the smartest path to affordability and building equity isn’t about chasing the lowest interest rate —
Compare the Lowest Home Loan Interest Rate to Interest-Free Read More »
Dear All, For decades, the lending industry has accepted one rigid rule: buyers must have the entire deposit upfront before they can secure a loan — across varying LVR options. Each loan therefore carries its own set of rules and risk protections designed to keep the lender’s product safe. This rule exists for good commercial
AffordAssist: The Flexible Deposit-Structuring Solution Unlocking Housing Affordability Read More »
Dear All, For thousands of Australians, the biggest barrier to home ownership isn’t income—it’s the deposit gap. Traditional solutions—the “sameness equation”—including government cash interventions, shared-equity schemes, guarantor loans, high-LVR mortgages, or SMSF, often come with hidden costs: interest, reduced ownership control, family risk, or lower realised equity. Enter AffordAssist. Our interest-free deferred deposit solution breaks
Dear All, There’s a lot of talk about getting in — grants, shared equity, low-deposit loans, guarantees, higher-LVR lending, help from mum and dad, no LMI fees, and other incentives. But almost no one is talking about the other side: the exit. And without that lens, some solutions may cause more harm than good. The
The Critical Half of Housing Affordability: The Exit Read More »
Buyers: Lower Expectations or Innovation? AffordAssist Turns Home-Ownership Aspirations into Reality—Faster Bridging the deposit gap with a smarter, responsible solution—not waiting years. Dear All, Across property headlines and industry panels, one message keeps coming up: “Buyers need to be more realistic.” The advice is well-meaning. First-home buyers are often told to shrink their wish list—buy
Lower Expectations or Innovation? Read More »
How AffordAssist’s Interest-Free Deferred Deposit Solution Outperforms Paying Upfront in Property Deals Dear All, For decades, cash deposits were the unquestioned benchmark in Australian property. But record prices, sluggish wage growth, and a widening savings gap now mean cash is no longer the only—or the smartest—way to secure a home. AffordAssist’s Interest-Free Deferred Deposit Solution
A Smarter Alternative to Cash Deposits Read More »
𝗦𝘁𝗿𝘂𝗴𝗴𝗹𝗶𝗻𝗴 𝘁𝗼 𝗦𝗲𝘁𝘁𝗹𝗲 𝗼𝗻 𝗮 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆? The Financial and Emotional Toll Is Real – But So Is the Solution: AffordAssist. Dear All The journey to home ownership can be one of the most exciting — and stressful — experiences of a person’s life. But what happens when things don’t go to plan? For many buyers,
Struggling to Settle on a Property? Read More »
Dear all The saying “cash is king” is especially relevant when deciding how much of your savings to use as a deposit for a home loan. It’s long been assumed that the more cash you can put down as a deposit, the better. Why tie up your savings in a large deposit when there is
Cash is King – So Keep Some Read More »
Lenders saying no, No, NO, not enough deposit. 𝗚𝗲𝘁 𝗮 𝗙𝗔𝗜𝗥 𝗚𝗢 𝘄𝗶𝘁𝗵 𝗔𝗳𝗳𝗼𝗿𝗱𝗔𝘀𝘀𝗶𝘀𝘁, buy with from $1,000 Hello All, One of our typical Ads have this caption, ‘Secure a home loan and buy a property with as little as 1%’ – it is worth a mention that AffordAssist can and has secured home loans
Lenders saying no, No, NO, not enough deposit. Get a FAIR GO with AffordAssist Read More »
