Have Less Than 5%? AffordAssist Can Help

Dear All,

For many aspiring homeowners and rentvestors, the biggest barrier isn’t the loan — it’s the deposit.

We estimate thousands of qualified buyers have the income and borrowing capacity — but not the full cash deposit to secure their home.

Where banks and lenders typically require at least 5% of the property price as a cash deposit before approving a home loan. For a $700,000 home, that’s $35,000 — not including additional costs such as stamp duty and fees.

But what if you could start your homeownership journey with as little as 1%?

That’s where AffordAssist comes in.

 


A Smarter Alternative to Cash Deposits

AffordAssist delivers an Interest-Free Deferred Deposit Solution — a modern, practical approach to helping more Australians enter the property market.

Instead of saving for years while prices continue to rise, eligible buyers can secure their home now and defer part or all of the deposit, interest-free.

That means you can:

  • Buy sooner, rather than waiting to save the full 5%
  • Reduce financial pressure, with a tailored interest-free payment plan
  • Build equity faster, instead of watching from the sidelines

 


Who Can Benefit?

AffordAssist supports:

  • First Home Buyers who are struggling to save the deposit
  • Rentvestors who want to start building wealth through property ownership
  • Families helping children into their first home
  • Developers and Agents seeking innovative ways to help clients buy sooner

 


How It Works

  1. You contribute as little as 1% toward your purchase.
  2. AffordAssist provides an interest-free deferred deposit, tailored to your situation.
  3. An AffordAssist approved mortgage broker assesses your eligibility for a home loan.
  4. You secure your property — and your future.

It’s that simple.

 


Together, We Can Make Home Ownership Possible

At AffordAssist, we believe that many hands and many solutions are needed to make homeownership more accessible across Australia.

If you, your clients, or your network are exploring how to buy a home or investment property with less than 5%, AffordAssist can help.

Learn more at https://www.affordassist.com/

 

 

Regards

AA

 

B2B – AffordAssist facilitates and oversees the governance process. Are you a mortgage broker, lender, developer, real estate agent, affordable housing advocate, or housing minister? We welcome your collaboration. Join us in our mission to expand access to home ownership. Together, we can make a lasting impact.

 

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