Build Your Dream Home
AffordAssist is your new way to choose and build your first home or investment today, defer and pay the deposit later and always without interest.
How We Make It Possible
AffordAssist help with the DEPOSIT.
- Secure build contracts sooner with as little as 1% cash upfront
- Deferring the remaining deposit interest-free—most typically within 60 months, may extend up to 120 months
- AffordAssist goverance, inlcudes the AffordAssist Deferred Deposit Agreement (DDA) and Deposit Certificate
- AffordAssist approved lenders and mortgage brokers can offer loans of up to 90%. Call 1800 961 108
AffordAssist & an Approved Builder
AffordAssist and an Approved Builder together, are helping with an incredible opportunity to choose and build your own home or investment.
AffordAssist Interest-Free Deferred Deposit Solution — a smarter alternative to cash deposits.
AffordAssist delivers housing affordability through social enterprise — an innovative home-loan and property-deposit solution that rethinks what a deposit can be, enabling home ownership sooner.
AffordAssist helps buyers secure a home loan with as little as 1% cash upfront. It is a first-of-its-kind, flexible deposit-structuring solution that can reduce the loan amount, saving thousands in interest payments over time.
AffordAssist also guides the property sales and settlement process by clearly explaining the deposit structure to all relevant stakeholders. The buyer contributes a partial deposit upfront and defers the remaining deposit interest-free — typically over 60 months — while retaining full legal title from settlement.
For the builder: AffordAssist supports deposit drawdowns aligned with construction stages. Builders can proceed without relying on the buyer’s full upfront cash deposit. This mirrors how builders already manage project risk — while removing the Stage 1 cash-deposit bottleneck.
The AffordAssist is critically positioned where commercial discipline, social responsibility, and practical outcomes meet.
That’s not charity. That’s sustainable social enterprise in action.
Click to read post: Home Builders Increase Profitability by $30,000–$60,000 per Build with AffordAssist
Bottom line: With AffordAssist, builders can increase profitability and retain higher margins—potentially tens of thousands of dollars more per build.
Design is about Form + Function
When done right, it will evoke surreal emotions and feelings of pride and joy.
A wide selection of floor plans—including single-level, double-storey, and options with a granny flat—can be considered, along with a choice of renders in both classic and modern styles and customizable schedules of finishes.
Choosing the best option is about balancing the form and function of the home, which is why our service process is designed to help you achieve that outcome.
Our Service Process
Building your own home can be one of the most rewarding life experiences, made much easier with the right team on your side. That’s why your dedicated AffordAssist Customer Care is your main contact and constant throughout the entire experience; from the first phone call to receiving the keys. The builder will provide construction updates.
Deferred Deposit Payments During Construction
For land purchases, the interest-free Deferred Deposit Amount (DDA) is paid in monthly instalments commencing one month after the DDA is signed. For construction, DDA payments commence one month after the buyer proceeds with the builder, even before the first loan drawdown. On a typical build, a significant portion of the DDA balance is already paid by the time the home is completed, reducing the outstanding deferred balance.
AffordAssist help with the first home buyer deposit. Replace the need for the typical cash deposit with our innovative deferred deposit solution. AffordAssist is your new way to buy your first home today, defer and pay the deposit later.