Dear All
It’s time to put innovation into action.
The AffordAssist Challenge invites Australians to reimagine how a property deposit can work — and rewards those who help prove what’s possible.
The Challenge
Instead of needing the full 10% upfront, with an AffordAssist Deferred Deposit Sale, that amount can be deferred over 60 monthly payments, interest-free, without adding to the buyer’s home loan or increasing debt.
Now, we’re turning this idea into a real-world challenge:
Find a property seller willing to sell with a 10% Deferred Deposit paid over 60 months, interest-free — and experience what’s already happening.
We want to see who can secure a “yes” from a seller — and how efficiently they can do it.
Proven Success
A “yes” is not just possible — it happens, creating a wonderful sense of cooperation between buyer and seller.
The AffordAssist team has been successfully facilitating Deferred Deposit Sales for over 8 years, helping buyers access homes sooner while giving sellers confidence in the process.
Why would a property seller agree to an AffordAssist Deferred Deposit Property Sale?
It’s a fair question — and one that makes sense, because AffordAssist represents a new way to think about how we buy and sell property.
In our experience, around 1 in ? property offers are accepted through AffordAssist — and the key variable is effort.
Working with an approved Buyer’s Agent provides buyers with the best possible chance of success.
For clarity: an AffordAssist Approved Agent or Property Procurement Manager engages with the listing agent, solicitor, or conveyancer, and — where appropriate — the property sellers to clearly explain the “how,” “what,” financing, and legal aspects of the Deferred Deposit Property Sale, and to assist in preparing formal offers.
Now, we’re inviting motivated participants to take the challenge — without the help of an AffordAssist Approved Buyer’s Agent — and experience firsthand how this innovative approach works in practice.
The Rewards
To celebrate real innovation in action, AffordAssist is offering two rewards:
- $2,000 Reward — to the participant who secures a Deferred Deposit Sale with the fewest offers made (the most efficient path to a “yes”).
- $1,000 Reward — to the participant who secures a Deferred Deposit Sale after making the most offers (the greatest persistence).
For example:
• 10 offers = 1 yes → $2,000 winner (most efficient)
• 50 offers = 1 yes → $1,000 winner (most persistent)
How rewards are credited:
The reward amount will be applied as a credit toward the AffordAssist one-off administration service fee of $3,300 (inc. GST), payable upon completion of the Deferred Deposit Sale once the AffordAssist Deferred Deposit Agreement (DDA) has been signed by all stakeholders and the property has exchanged, unconditional.
(Terms, eligibility, and verification apply; details available upon registration.)
Why This Matters
Buyers:
- Enter the property market sooner — without extra loan debt or pressure on family.
- Take the challenge. Be an inspiration — for those who think it’s impossible.
- Is it worth the effort? Example:
- Reduce the loan amount by 10% of an $800,000 purchase = $80,000
- Typical repayments to a lender (≈3×) = $240,000
- With AffordAssist — Interest-free = $80,000
→ You save $160,000
Sellers:
- Expand your buyer pool — without discounting your sale price.
Industry professionals:
- Help demonstrate a practical, ethical framework for more accessible home ownership.
This challenge highlights that innovation in housing finance doesn’t need to be theoretical — it just needs people willing to test it in the real world.
B2B: Invitation to Industry Professionals
AffordAssist facilitates and oversees the governance process — and we’re inviting industry professionals to take part.
Are you a mortgage broker, lender, developer, real estate agent, buyer’s agent, financial planner, accountant, affordable housing advocate, or housing minister?
We welcome your collaboration. Join us in our mission to expand access to home ownership. Together, we can make a lasting impact.
You’re also invited to take the challenge — pass the Rewards to your clients — and experience firsthand how this innovative approach works in practice.
How to Get Involved
Challenge Period: Starts Monday, 3 November 2025 | Ends Saturday, 28 February 2026
- Register your interest via the [AffordAssist Pre-Qualification Form].
- Receive your AffordAssist Approved PDF — includes your maximum property purchase price estimate and is ready to help shortlist properties.
- Find a property and approach the seller (or their agent) using the AffordAssist Deferred Deposit Sale framework.
- Track your offers and record outcomes using the official AffordAssist Offer Preparation Form.
- Reward eligibility: Participants with the fewest and most offers-to-success ratios during the challenge period will receive their respective reward credits.
Take the challenge — and you too will experience that a smarter path to home ownership isn’t just possible — it’s happening now.
Regards
AA