Dear All,
AffordAssist offers builders a smarter way to secure build contracts with as little as 1% initial cash from the buyer, while reducing reliance on high-cost marketing and sales commissions.
Builders no longer need to operate under constant pressure to maintain sales volume while protecting margins. AffordAssist enables this through an interest-free deferred deposit solution, structured with a drawdown schedule aligned to the construction timeline.
AffordAssist Delivers a Better Bottom Line for Builders.
AffordAssist improves a builder’s ability to:
- Secure build contracts sooner with just 1% initial cash, deferring the remaining deposit interest-free — typically over 60 months
- Commence Stage 1 with certainty
- Reduce reliance on high-cost marketers
- Maintain predictable cash flow
- Increase profitability
- Reduce fallout risk between contract signing and commencement
- Pair with the AffordAssist industry-leading governance process to engage eligible buyers committed to a structured deposit facility — not buyer savings behaviour.
AffordAssist supports deposit drawdowns aligned with construction stages. Builders can proceed without relying on the buyer’s full upfront cash deposit. This mirrors how builders already manage project risk — while removing the Stage 1 cash-deposit bottleneck.
The AffordAssist Interest-Free Deferred Deposit Solution — a smarter alternative to cash deposits — is critically positioned where commercial discipline, social responsibility, and practical outcomes meet.
Deferred Deposit Payments During Construction
For land purchases, the interest-free Deferred Deposit Amount (DDA) is paid in monthly instalments commencing one month after the DDA is signed. For construction, DDA payments commence one month after the buyer proceeds with the builder, even before the first loan drawdown. On a typical build, a significant portion of the DDA balance is already paid by the time the home is completed, reducing the outstanding deferred balance.
That’s not charity. That’s sustainable social enterprise in action.
Bottom line: With AffordAssist, builders can improve and retain higher margins by tens of thousands of dollars per build — estimates range from $30,000 to $60,000.
Critical Stage 1 Resolved: Protecting Margins with AffordAssist
Can Stage 1 proceed without relying on buyer cash?
If the answer is yes, the builder is immediately in a stronger commercial position. This alone can place a builder ahead of paying tens of thousands of dollars in commissions to generate the same sale. Importantly, the AffordAssist service fee is paid by the buyer — not the builder.
From a commercial standpoint, a builder is net better off if Stage 1 can proceed without the buyer needing to provide a full cash deposit — regardless of where the buyer was sourced.
For builders willing to rethink how deposits can be structured — not discounted — AffordAssist offers a commercially stronger alternative to traditional commission-based sales models.
For Buyers: About AffordAssist
AffordAssist delivers housing affordability through social enterprise — an innovative home-loan and property-deposit solution that rethinks what a deposit can be, enabling home ownership sooner.
AffordAssist helps buyers secure a home loan with as little as 1% cash upfront. It is a first-of-its-kind, flexible deposit-structuring solution that can reduce the loan amount, saving thousands in interest payments over time.
AffordAssist also guides the property sales and settlement process by clearly explaining the deposit structure to all relevant stakeholders. The buyer contributes a partial deposit upfront and defers the remaining deposit interest-free — typically over 60 months — while retaining full legal title from settlement.
See How the AffordAssist Home Build Service Works for Buyers.
Secure Higher Profitability Today
Discover how AffordAssist can help your builds proceed with certainty, retain control over the critical early stages of construction, and save cash while improving profitability.
Contact us today to learn more and request a calculator to run a scenario on your builds.
Regards
AA
B2B – AffordAssist facilitates and oversees the governance process. Are you a mortgage broker, lender, developer, real estate agent, affordable housing advocate, or housing minister? We welcome your collaboration. Join us in our mission to expand access to home ownership. Together, we can make a lasting impact.
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