๐๐ผ๐ ๐๐ผ ๐ฏ๐ฒ ๐๐ต๐ฒ ๐ฏ๐ฒ๐๐ ๐ฏ๐ฟ๐ผ๐ธ๐ฒ๐ฟ. Why not offer your home loan applicants ๐ง๐ช๐ข ๐ฎ๐ฝ๐ฝ๐ฟ๐ผ๐๐ฎ๐น๐ – ๐๐ฎ๐ถ๐๐ฒ๐ป
Dear all
In any industry, client experience, expectations and results help to build brand momentum. Thus, the lookout for continuous improvement. Japanese have a word for this: Kaizen.
Are you seeking to be a better/ the best broker? Why not offer your home loan applicants ๐ง๐ช๐ข ๐ฎ๐ฝ๐ฝ๐ฟ๐ผ๐๐ฎ๐น๐ โ more options. Better.
Approval 1: with Deposit (typical process not mentioned here)
Approval 2: with Deposit AffordAssist๐๐ฒ๐ฝ๐ผ๐๐ถ๐ ๐๐ฒ๐ฟ๐๐ถ๐ณ๐ถ๐ฐ๐ฎ๐๐ฒ
Secure a home loan from 1% cash deposit, get an AffordAssist ๐๐ฒ๐ฝ๐ผ๐๐ถ๐ ๐๐ฒ๐ฟ๐๐ถ๐ณ๐ถ๐ฐ๐ฎ๐๐ฒ for the balance.
Done. Approved. Secure a home loan, up to 90% LVR include the AffordAssist ๐๐ฒ๐ฝ๐ผ๐๐ถ๐ ๐๐ฒ๐ฟ๐๐ถ๐ณ๐ถ๐ฐ๐ฎ๐๐ฒ* (*may vary up to 15% and include LMI).
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The phrase โcash is kingโ may also be relevant when considering how much cash deposit to use towards a Home Loan.
There are occasions where a home loan applicant can benefit – serves their best interest – by not using all their available cash. Keeping cash is vital as a safety net, meeting other commitments, peace of mind and consider timely opportunities. Instances like family emergencies, health reasons, helping others, business growth etc. The cash at hand (example, less cash deposit $60,000) may also be put into an interest bearing or offset account.
To increase your brand awareness, stickiness and ultimately increase loan settlements. Consider providing your applicants where possible two loan approvals. A 2nd Home Loan Approval that includes the AffordAssist Deposit Certificate. Potentially the same loan with two timely deposit options. No obligation. Better.
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Needless to say, your clients are under no obligation to take up this option. And, you may continue to present other loan options where possible.
Worth considering Kaizen AffordAssist ๐๐ฒ๐ฝ๐ผ๐๐ถ๐ ๐๐ฒ๐ฟ๐๐ถ๐ณ๐ถ๐ฐ๐ฎ๐๐ฒ โ learn more https://www.affordassist.com/lending/ or call us.
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B2B โ AffordAssist provides and manages the governance process. Are you a mortgage broker, lender, developer, an agent, in the affordable housing space or a housing minister? We welcome your team work. Join our mission, together we can help increase home ownership.
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Regards
AA