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Dear All, Landlords represent around one-third of Australian households, taking significant financial pressure off government and other housing providers. Rental income may be strong. Equity may exist. Servicing may stack up — yet hundreds of thousands of dollars can remain tied up in deposits. From time to time, discussions around changes to property investment arise […]

Dear All, Across Australia, a common refrain has emerged:“If you want to buy your first home, you need the Bank of Mum and Dad.” It’s a phrase that’s become normalised — repeated in lending conversations, reinforced by community expectations, and often assumed within the home-buying process. Beneath its familiarity lies a deeper issue — one

Dear All, For many borrowers, the search begins — and ends — with one question:“What’s the lowest interest rate I can get?” But there’s a deeper question that borrowers, brokers, accountants, and financial planners should ask: “What if the smartest path to affordability and building equity isn’t about chasing the lowest interest rate — but

Dear All, Housing affordability is often framed as a policy challenge or a market problem.Despite well-meaning initiatives, homeownership is becoming increasingly difficult — and for many, almost impossible. Over the past decades, at its core, it has become something more: a systemic community issue. When more Australians can access stable housing earlier, the benefits extend

Dear All, Buyers are often told that saving a deposit is just “part of the process.” But imagine another way to get a home “1‑9‑90 Home Loan” — buyers contribute just 1% upfront, defer 9% interest‑free, and secure a standard home loan at 90% LVR. What you have now in savings may be enough: No

Dear All, For decades, the lending industry has accepted one rigid rule:buyers must have the entire deposit upfront before they can secure a loan — across varying LVR options. Each loan therefore carries its own set of rules and risk protections designed to keep the lender’s product safe. This rule exists for good commercial reasons.

Dear All, We’ve prepared a Sales Aid for your review — ready for your social posts and email campaigns.   Open Doors to Home Ownership with AffordAssist Help your clients achieve home ownership sooner with smarter, flexible deposit solutions. Pairing a home loan with AffordAssist lets your clients enter the property market faster — reducing

Dear All, In every property listing (including off-market), one truth remains:A seller in the market is, to some degree, a seller who needs to sell. The reasons vary — upgrading, downsizing, relocating, financial timing, or simply the desire to move on. But once a seller lists, the clock starts ticking. And this reality places buyers

Dear All, Property developers today are carrying more risk, facing tougher lending conditions, and seeing costs push profitability down to single-digit percentages. To add to this already overwhelming challenge, the market is shifting. Expectations are rising.Buyers, financiers, and government partners increasingly expect developers to contribute to real solutions — not just product.And if that’s not

Dear All, Every lender wants the same thing: a strong, resilient loan book with reduced risk and high-performing loans. Yet, in the pursuit of growth, lenders often face a paradox: balancing risk management with the desire to approve more applicants. Attain It All — AffordAssist: A smarter approach to structuring home loans and managing risk.