First Home Buyer

Dear All, Buyers are often told that saving a deposit is just “part of the process.” But imagine another way to get a home “1‑9‑90 Home Loan” — buyers contribute just 1% upfront, defer 9% interest‑free, and secure a standard home loan at 90% LVR. What you have now in savings may be enough: No […]

Dear All, For decades, the lending industry has accepted one rigid rule:buyers must have the entire deposit upfront before they can secure a loan — across varying LVR options. Each loan therefore carries its own set of rules and risk protections designed to keep the lender’s product safe. This rule exists for good commercial reasons.

Dear All, We’ve prepared a Sales Aid for your review — ready for your social posts and email campaigns.   Open Doors to Home Ownership with AffordAssist Help your clients achieve home ownership sooner with smarter, flexible deposit solutions. Pairing a home loan with AffordAssist lets your clients enter the property market faster — reducing

Dear All, In every property listing (including off-market), one truth remains:A seller in the market is, to some degree, a seller who needs to sell. The reasons vary — upgrading, downsizing, relocating, financial timing, or simply the desire to move on. But once a seller lists, the clock starts ticking. And this reality places buyers

Dear All, Property developers today are carrying more risk, facing tougher lending conditions, and seeing costs push profitability down to single-digit percentages. To add to this already overwhelming challenge, the market is shifting. Expectations are rising.Buyers, financiers, and government partners increasingly expect developers to contribute to real solutions — not just product.And if that’s not

Dear All, Every lender wants the same thing: a strong, resilient loan book with reduced risk and high-performing loans. Yet, in the pursuit of growth, lenders often face a paradox: balancing risk management with the desire to approve more applicants. Attain It All — AffordAssist: A smarter approach to structuring home loans and managing risk.

Dear All, The path to owning a home isn’t just about getting approved.It’s about structuring the loan the right way. And the difference between the right structure and the wrong one can add up to tens of thousands of dollars in interest, years off the mortgage, and significantly faster equity growth. Industry-leading mortgage brokers, accountants,

Dear All, For thousands of Australians, the biggest barrier to home ownership isn’t income—it’s the deposit gap. Traditional solutions—the “sameness equation”—including government cash interventions, shared-equity schemes, guarantor loans, high-LVR mortgages, or SMSF, often come with hidden costs: interest, reduced ownership control, family risk, or lower realised equity. Enter AffordAssist. Our interest-free deferred deposit solution breaks

Dear All, There’s a lot of talk about getting in — grants, shared equity, low-deposit loans, guarantees, higher-LVR lending, help from mum and dad, no LMI fees, and other incentives. But almost no one is talking about the other side: the exit. And without that lens, some solutions may cause more harm than good. The

Dear All, There’s no shortage of innovation in housing finance. Across Australia — and globally — new ideas continue to emerge: shared equity models, micro-deposits, fractional ownership, rent-to-buy programs, higher-interest-rate second mortgages positioned as alternative deposit solutions, cash savings programs, parents, High LVR Loans, Islamic Shariah-compliant home loans designed to align with ethical and faith-based